FOA captures borrower intent the moment it appears, qualifies leads instantly, and moves every loan through application, documents, and milestones — so brokers spend their time advising, not chasing paperwork.
Catch borrower interest from every channel and respond before the lead cools.
Pre-qualify borrowers conversationally and route the ready ones to a broker.
Drive each file through documents, conditions, and milestones to a clean close.
Rate-shoppers move fast. FOA engages instantly across SMS, email, and web, so the first responder — you — wins the loan.
Hermes runs a conversational pre-qualification and hands brokers only the borrowers worth their time.
From application to conditions to close, FOA chases documents and tracks milestones so loans don’t stall.
FOA runs on the shared Phiphygital core, taught loan vocabulary, compliance, and the milestones of a transaction from application to funding.
Book a live demo and watch Hermes run a real mortgage workflow end to end — or talk to sales about rollout.